The Golden Path Home in Augusta, GA

A Real Estate Focused blog for Augusta Georgia and surrounding areas


Posted by century21augustaga on May 27, 2009


Get off the fence – you’ll be glad you did! Already own a home? REALTORS® are your best resource to explore your options if you’re thinking about selling or refinancing. Call your REALTOR® today! Don’t already have a REALTOR® on call? Click here to locate one.

New Tax Credit Available
A tax credit of up to $1,800 is now available to purchasers of an eligible single family residence in Georgia for homes purchased between June 1 and November 30, 2009!

Up to $8,000 First-Time
Homebuyer Tax Credit

The American Recovery and Reinvestment Act of 2009 provides for an $8,000 tax credit that would be available to first-time homebuyers.

The credit does not require repayment, and it will be claimed on a tax return to reduce the purchaser’s income tax liability.

If any credit amount remains unused, then the unused amount will be refunded as a check to the purchaser.

Unprecedented Incentives
for New Homes

Builders are offering unprecedented incentives for new homes such as flooring upgrades, new appliances, and discounted financing.

Don’t just dream about purchasing a home; make your dreams a reality. Right now is the right time to “Get Off the Fence!”

It’s a Buyer’s Market
Buyers who are pre-approved have incredible negotiating power.

Financing options are available for those with a steady income and good credit.

Sellers are pricing their homes more competitively.

Lower prices also mean a wider range of options from which to choose in a variety of locations.

Historically Low Interest Rates
Interest rates are at historical lows – lower rates equal lower payments, or a larger home – you choose.

Contrary to perceptions, conventional mortgages are available at favorable interest rates for homebuyers.

Buyers with good credit, a steady income and a realistic view of what they can afford are excellent candidates for a mortgage, even in this market.

Building Wealth with Homeownership
Historically, homes are a solid long-term investment. For the past 40 years, real estate has delivered the most consistent positive return over any investment.

When you buy a home, you are building equity and adding to your assets. According to the Federal Reserve Board, the average renter’s net worth is $4,800, while the average homeowner’s net worth is $171,000.

Finally, you’ll see a sizable difference each year when you claim the mortgage interest deduction on your taxes.

Get Off the Fence in 2009
Prices are right, rates are low and there are plenty of homes on the market NOW.
As the economy improves and more people look for homes, prices will rise.

If you’re playing the waiting game, remember that the market will come back around – it always does – and you could miss your opportunity for a fantastic deal.

Take advantage of today’s market – you’ll be glad you did. Get off the fence and into a home!

Talk to Market Experts: REALTORS®
Not only can REALTORS® help you find your perfect home, they are an invaluable resource for selling your home as well.

Did you know there are over 180 steps in a typical real estate transaction? It’s not worth navigating such a complex process by yourself.

Get organized and informed and get ready to get off the fence – contact your REALTOR® today!

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